First Time Home Buyer Grants For Disabled Single Moms-Apply Free Housing Grants
Disabled moms having dependent children face tough economic situations due to their restricted income and invalidity. Hence, paying for home purchase or compensating for the rents seems to be unaffordable. This leads to eviction, foreclosure, and homelessness. To prevent these, the government, charities, non-profits, states, and communities furnish grants and aid programs to help them dwell in safe, secure and affordable homes.
There is plethora of housing grant programs for disabled moms that offer cash assistance, help with paying rents, home purchasing and averting evictions. Make a careful selection of the best option and apply today for a new shelter.
List of Housing Grants that Disabled Moms Can Apply
HUD Housing Choice Vouchers Program
Single mothers with disability can seek help from HCVP, administered by HUD, for private housing. The houses might include apartments, townhouses and single-family houses in decent and hygienic ambiance. The funds are allocated by local Public Housing Agencies for the houses chosen by disabled moms, provided they meet the set housing standards like safety and health requirements.
The funds are first allocated by HUD to the PHAs. Moms need to pay 30% of their total household income and remaining amount is paid by the government. The fund to be paid is decided as per the family size and income of the applicant.
USDA Rural Development
The U.S. Department of Agriculture Single Family Housing Program offers loans and grant programs that can help disabled moms to secure affordable homes for their family. The programs support low income earning families with facilities like housing, home repair and improvement and removal of safety hazards. Almost every state has rural development offices.
Family Unification Program
Disabled mothers with meager income levels find it tough to pay rents, leading to eviction and homelessness. To support such families or individuals, HUD offers the Family Unification Program that pays up to 10% of gross income or 30% of adjusted income. A local housing authority first verifies about the income and eviction details.
Low-income families, disabled moms and senior citizens can avail housing assistance from Mercy Housing for affordable shelters, homes and apartments. The nonprofit organization is present in most states and cities and offer rental aid based on age, income and disability.
Fannie Mae Grant
Fannie Mae offers low-priced foreclosure properties and few homes with flexible mortgage terms and low down payment terms. Low-income families and disabled moms can apply for them for affordable shelter.
Habitat for Humanity
Single disabled mothers with restricted income can obtain affordable homes through Habitat for Humanity. Volunteers’ group build the homes of eligible applicants post which mothers pay a mortgage amount based on their financial level.
Besides, there are more housing programs that disabled moms can opt for-HOME Investment Partnerships Program, Federal Housing Association (FHA) Loans, Public Housing Program, Fair Housing Initiatives Program, Supportive Housing for Persons with Disabilities, Multifamily Projects, AmeriDream Inc. and others. Start applying now for a secured roof for your family.
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